Dr. Ramya Anilkumar, Assistant Professor at Ghansoli J.K. College of Science and Commerce, has successfully been awarded her PhD by the University of Mumbai. Her doctoral research was titled “Impact of Digital Banking Development in Public and Private Sector Banks”, a study that examines the evolving role of digital banking in India’s financial landscape.
Dr. Ramya is a resident of Mohan Srishti, Kalyan East, Patripul, and her family roots trace back to Ranni Perunad in Kerala. Known for her academic commitment and research excellence, she has been actively contributing to higher education through teaching and scholarly work.
She is married to Anil Kumar, an IT professional. The academic achievement has been widely appreciated by colleagues, students, and well-wishers from both Mumbai and Kerala.